Sabtu, 13 Desember 2014

[W387.Ebook] Free PDF Jonathan Clements Money Guide 2016, by Jonathan Clements

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Jonathan Clements Money Guide 2016, by Jonathan Clements



Jonathan Clements Money Guide 2016, by Jonathan Clements

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Jonathan Clements Money Guide 2016, by Jonathan Clements

Expanded and updated for 2016, the award-winning�Jonathan Clements Money Guide is the indispensable companion for Americans looking to stay on track financially. Written by The Wall Street Journal's longtime personal-finance columnist, this annual guide tackles retirement, college, home buying, estate planning and more. Here are just some of the new features in this year's Money Guide:�

  • How to build your own financial plan in 18 easy steps�
  • My story: Clements details how he tackled crucial money issues�
  • Dos and don'ts for 2016
  • What the 2015 Budget Act means for claiming Social Security
  • Great debates: A look at seven of the fiercest financial arguments�
  • Fascinating statistics on how Americans are faring financially�
  • Tax information for 2015 and 2016�
  • Up-to-date facts and figures on the economy and markets�
"An excellent new book for people of all ages is the�Jonathan Clements Money Guide 2016."--Kerry Hannon, Forbes.com"It's hard to imagine a finer place to begin your search for financial peace of mind."--John C. Bogle, founder, The Vanguard Group�"Clements is a first-rate financial writer who is a genius at making sophisticated advice accessible to everyone and a delight to read."--Burton G. Malkiel, author of A Random Walk Down Wall Street�"Keep Jonathan Clements's Money Guide on your desk or tablet for instant answers to your essential money questions."--Consuelo Mack, anchor, Consuelo Mack WealthTrack"Since the early 1990s, Jonathan Clements's columns taught his readers, profited them, and made them smile. Trouble was, you needed to have read all his Wall Street Journal articles. Until now, that is. His Money Guide wraps this bounty, and then some, into a tidy package, destined to be enjoyed and referred to over and over by readers for decades to come."--William J. Bernstein, author of The Investor's Manifesto

  • Sales Rank: #35647 in Books
  • Published on: 2015-12-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .83" w x 6.00" l, 1.09 pounds
  • Binding: Paperback
  • 368 pages

About the Author
Jonathan Clements is the author of the award-winning Jonathan Clements Money Guide and the former personal-finance columnist for The Wall Street Journal. Jonathan was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written six books -- a novel and five guides to personal finance. For additional information, go to www.JonathanClements.com. You can follow him on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide.

Most helpful customer reviews

9 of 9 people found the following review helpful.
I absolutely love the logic of this book's framework
By A. Reed
We had several up-ending events in our family life this past year, and this financial guide from Jonathan Clements has been a godsend as we navigated the financial decisions involved. I absolutely love the logic of this book's framework. When I have a specific, urgent question, I can quickly get to the topic I need because of the way the book is organized by theme and sub-topics. In this regard, it differs from all other financial guidebooks I've read. But most important of all, to me, is that the author kept his familiar personal style (I subscribed to the WSJ for two decades mainly to be able to read Clements' weekly WSJ column). My favorite, favorite part of this book is the bit where, after explaining the logic of the advice given on a topic, Clements then includes a personal section on what he actually, in his real life, has done on the matter. Having followed this author's financial writings since the early 1990s, I can tell you that whenever I have diligently and patiently followed his lead, the results have been rewarding. And whenever I have given in to my emotional worries, and deviated from his clear logic, I've come to regret it. The other aspect of this book that is extremely helpful is the detailed teaching of complicated topics in a way that allows all of us regular people out here to truly understand the fundamentals that we have to grasp if we want to successfully manage our finances.

5 of 5 people found the following review helpful.
Easy amazing read for everybody. The sooner the better; this book has it all.
By Papa Mike
Wow, talk about an easy read. Mr. Clements really broke down the world of finances' into many different areas and keeps his explanations short and to the point. He even lets you know when a part of the book will have some boring math formulas so you can skim it if it's too much for you. Anyway the main reason for the purchase of this book was to find out about social security, its new rule and when the best time to start drawing for my wife and me. This book gave many examples and on top of that gave a website that you can go to and with little information about your age and current income will tell you how much you will draw if you choose to draw at different ages. Yes, other sites do this but none of them factored in the best time for a lower earning spouse to draw on the higher earning spouses account. the site even calculated the difference you will make by drawing at different ages. Another great point for me was his advice on how to "Rebalance" my TSP. I did this and within 5 days earned over $5,000.00. My account balance has been rising daily. This book covers almost everything and the best part is that it is done in very short sections that gets the reader attention quickly and keeps it for the entire section. He even starts out by telling you how to navigate the book. There are many referrals to different companies and websites for further information. I was able to come up with several categories I was interested in and made a list of different websites to go to for more info or to possibly purchase financial products. I would recommend this book to everyone, trust me it covers anything you can think of when it comes to finances. I'm giving one to my 17 year old granddaughter. She will think I'm crazy but it will open her eyes and she will benefit from it greatly in about 30 years.Jonathan Clements Money Guide 2016Jonathan Clements Money Guide 2016

5 of 5 people found the following review helpful.
A Practical Financial Guru has Reappeared
By noah
I followed Jonathan Clements for many years through his Wall St. Journal (WSJ) column. In my opinion he had the clear straightforward answers to everyday financial questions that everyone encounters. I lost a compass for my financial life when he left the WSJ and I was so happy to see that he has reappeared with his Money Guide series. Now I have a single reference guide to pull off of my shelf when I have a question about a financial issue. This is far more effective than trying to locate the appropriate yellowing WSJ clipping that I have kept on file over the years.

How much do I treasure Mr. Clements' advice? Well, my son graduated from college last spring and he now has enough money to make his first stock investment. He conferred with me over the past few days about how to go about making the best decision. Once we had talked through what he should do and he had made a decision he placed a trading order. He then asked me whether I could recommend a book that he could consult to get further advice. I pulled my copy of "Money Guide 2016" from my desk, held it up to my video conference camera, and told him that I would order a copy for him as soon as we finished our video conference. I did.

As you might have guessed, my investing advice was heavily influenced by years of following the insights and recommendations of Jonathan Clements. I recommend that you avail yourself of his knowledge as well.

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Rabu, 10 Desember 2014

[K416.Ebook] PDF Ebook Emotions: Freedom from Anger, Jealousy and Fear, by Osho

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Emotions: Freedom from Anger, Jealousy and Fear, by Osho

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Emotions: Freedom from Anger, Jealousy and Fear, by Osho

This book is a simple guide to a better understanding of emotions. Anger, jealousy, and fear are the three big topics of this book, together with some simple meditations to deal with these emotions. The book consist of short quotes and text excerpts, giving the reader unusual and new insights into an understanding of emotions. Our feelings play a profound role in how we feel about ourselves, and they can even affect our physical health. Often we are trapped in the dilemma between "expression" and "repression." Although expressing our emotions can easily scare or hurt others, by repressing them we risk hurting ourselves. Osho offers a third alternative: to understand the roots of our emotions and develop the knack of watching them and learning from them as they arise, rather than being "taken over" by them. Eventually we find that even the most challenging and difficult situations no longer have the power to provoke us and cause us pain.

  • Sales Rank: #39874 in Books
  • Published on: 2013-10-15
  • Original language: English
  • Number of items: 1
  • Dimensions: 6.00" h x 4.25" w x .50" l, .26 pounds
  • Binding: Paperback
  • 152 pages

About the Author
Osho is a contemporary mystic whose life and teachings have influenced millions of people of all ages, and from all walks of life. His often provocative and challenging teachings generate today more and more interest and his readership is dramatically expanding around the world in more than fifty languages. People can easily recognize the wisdom of his insights, and their relevance to our lives and to the issues we are facing today. The Sunday Times in London named Osho as one of the "1,000 Makers of the 20th Century". He is known around the world for his revolutionary contribution to meditation - the science of inner transformation - with the unique approach of his "OSHO Active Meditations" acknowledging the accelerated pace of contemporary life and bringing meditation into modern life.

Most helpful customer reviews

39 of 44 people found the following review helpful.
Not a Buddhist, but enjoyed it
By Amazon Customer
I'm not a Buddhist, but a Christian. I started reading, just to see what it was about and read the whole thing. The beginning is a very relaxing read and had some highlightable/clipable quotes. I do have different religious beliefs, this book offered some areas for further prayer and contemplation but I did not find these areas offensive so much as a beneficial exposure to a different perspective. Overall, I'm glad that I had a chance to read this book and learn a little about who OSHA is. Thanks to Amazon.com for having this book in Kindle format so I could start reading it in 60 seconds.

11 of 12 people found the following review helpful.
Great thoughts, weird at the end
By Jeremy Aldrich
This collection of Osho's wisdom, recorded from extemporaneous speeches rather than written all at once, offered many insights into the nature of negative and positive emotions. I definitely highlighted quite a few pearls like:
"Many people think that sentimentality is spirituality. But emotions are as mental as thoughts, and what you call your heart is as much in your head as your head. You can become emotional very easily. You can cry and weep with tears falling down, big pearl-like tears - but it is nothing spiritual."
"Sadness is passive anger and anger is active sadness."
"When you see anger in others, go and dig within yourself and you will find it there; when you see too much ego in others, just go inside and you will find ego sitting there. The inside functions like a projector; others become screens and you start seeing films on others which are really your own tapes."
"There is one and only one way to understand that to be angry is to be stupid: watch anger in all its phases, be alert to it so it does not catch you unawares; remain watchful, seeing every step of the anger. And you will be surprised: that as awareness about the ways of anger grows, the anger starts evaporating. And when the anger disappears, then there is a peace. Peace is not a positive achievement. When the hatred disappears, there is love. Love is not a positive achievement. When jealousy disappears, there is a deep friendliness towards all."

For me, the only thing that keeps this from being a five star book is the section at the end with "practical" suggestions on exercises for meditation, which are often pseudoscientific and almost all...well, weird.

The format wasn't perfect on the Kindle but the content was great.

17 of 20 people found the following review helpful.
Learn how to let go
By Upapalmtree
This book is excellent. You are not simply TOLD what to do about dealing with negative emotions, you are shown HOW and WHY! This is NOT just another self help book. This is a book I wish I had read ages ago. We are indeed all taught to suppress rather than channel our negative emotions. This book will show you how to get RID of them by acknowledging them and working through positive solutions.. rather than say grab a drug and addict yourself to trying to escape them (and you never will this way)..

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Rabu, 03 Desember 2014

[L257.Ebook] Ebook Live a Life You Love: 7 Steps to a Healthier, Happier, More Passionate You

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Live a Life You Love: 7 Steps to a Healthier, Happier, More Passionate You

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  • Published on: 1800
  • Binding: Paperback

Most helpful customer reviews

29 of 31 people found the following review helpful.
An Inspiring Book
By Suko
Live a Life You Love is a very personal book by Dr. Susan Biali. In it she talks about how she changed her own life. While working as a doctor, she liked helping people, but felt harried and oddly dissatisfied. Surprising those who knew her, she decided to leave the medical profession and pursue her passion to become a writer--and a flamenco dancer!

In the book she encourages us to think about changing our lives as well. She asks us if we are truly happy in our jobs, in our relationships, with our lives. She talks about the importance of nutrition and a healthy lifestyle. In a clear and simple way, she outlines seven steps to follow in sections titled:

* Allow Yourself to be You
* Learn to Love Yourself
* Honor Your Body
* Rescue and Revitalize Your Relationships
* Get a Life!
* Make Room for the Divine
* Make "Someday" Today

The author presents many ideas in this book, in an easy-to-read format. Even if you're not contemplating changing careers or making other major changes, Live a Life You Love has valuable ideas for making smaller but important changes. I found it interesting and inspiring.

18 of 20 people found the following review helpful.
Practical, Inspiring, Relatable and Wise
By Jenny Blake
Susan's book has lifted me up after a physically and emotionally exhausting week. I picked it up and couldn't put it down. It felt like Susan was sitting right next to me, reminding me of all the things that truly matter in life. In every area that I've been neglecting or having a hard time with, she was right there with helpful stories and gentle reminders about how to turn things around.

This book is straightforward, relatable, fun to read, engaging, practical, inspiring and above all - helpful!

From the last chapter: "Under all the stress, fear, failures, and wrong choices you might have made in your life, you know who you really are, and how you're meant to live. I hope I've successfully reminded you of how totally original you are, how worthy of love you are, how brilliant and wonderful your body is, and what you you need to thrive."

Susan achieves her mission with flying colors in this book. She is vulnerable, relatable and wise, and I recommend it highly to anyone looking to re-connect with what is most important in life.

8 of 10 people found the following review helpful.
Incredible Personal Journey!
By LegalBeagle
"Two roads diverged in a wood, and I--
I took the one less traveled by,
And that has made all the difference."

"The Road Not Taken" by Robert Frost

Some personal journeys are too incredible to be anything, but non-fiction. Susan Biali, M.D.'s story is one of those too fantastic to believe if it wasn't true genre. Halfway through an Emergency Medicine residency, with $100,000 in medical school loans, and suicidal, Dr. Biali had an epiphany: to quit the residency and take up dancing (dancing was her dream career as a child). Along the way, the Canadian born author moved to Mexico, performed the flamenco on stage before Sean Penn, married a fellow dancer, became a published writer and a noted speech-maker. Needless to say this took a lot of courage! As Biali confesses, "All I had was a little bit of talent, a lot of passion, a big dream and piles of faith."

In Live a Life You Love, Biali shares the keys to finding personal fulfillment even if it leads to an unconventional path. Much of the information -- finding your passion; self-love; healing yourself; trusting in a higher power -- is not new (at least not to any reader well versed in the self help genre). That is not to say that this information is not well-packaged because it is. The writing is both entertaining and informative.

Still what is new and what drew me into Live a Life You Love is the author's highly inspirational tale! I really admired the choices Biali made. And this admiration gave her writing more credence than many tomes preaching motivation with cliches that provide little inspiration.

Live a Life You Love is worth reading for Biali's personal story alone!

Publisher: Beaufort Books (March 1, 2010), 208 pages.
Advance Review Copy Provided Courtesy of the Publisher.

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Selasa, 02 Desember 2014

[V699.Ebook] Get Free Ebook Ivan Ramen: Love, Obsession, and Recipes from Tokyo's Most Unlikely Noodle Joint, by Ivan Orkin, Chris Ying

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Ivan Ramen: Love, Obsession, and Recipes from Tokyo's Most Unlikely Noodle Joint, by Ivan Orkin, Chris Ying

The end-all-be-all guide to ramen from Ivan Orkin, the iconoclastic New York-born owner of Tokyo's top ramen shop.
�����While scores of people line up outside American ramen powerhouses like Momofuku Noodle Bar, chefs and food writers in the know revere Ivan Orkin's traditional Japanese take on ramen.�Ivan Ramenchronicles Orkin's journey from dyed-in-the-wool New Yorker to the chef and owner of one of Japan's most-loved ramen restaurants, Ivan Ramen. His passion for ramen is contagious, his story fascinating, and his recipes to-die-for, including master recipes for the fundamental types of ramen, and variations on each. Likely the only chef in the world with the knowledge and access to convey such a candid look at Japanese cuisine to a Western audience, Orkin is perfectly positioned to author what will be the ultimate English-language overview on ramen and all of its components.

  • Sales Rank: #74578 in eBooks
  • Published on: 2013-10-29
  • Released on: 2013-10-29
  • Format: Kindle eBook

Most helpful customer reviews

87 of 94 people found the following review helpful.
A culinary turning point in my life.
By Borderbumble
I think that those who rated this book on the low side really didn't understand what it was all about.

Having had ramen-ya's in Osaka, I can understand the fanaticism surrounding this noodle. There is so much more to ramen than the instant packages you can get 10 for whatever...

For all home chefs, you remember the day you had your "AHA!" moment. I did with this cook book. His friend's comment on why no one was about to impart to Ivan the secrets of making ramen is that they only knew what they were taught and never actually THOUGHT about what made that bowl special or even contemplated on making something based on personal desire and taste.

I've always wanted to make ramen from scratch. And this book REALLY had me THINKING about what I really was contemplating on doing. Making my OWN signature bowl with the things I really LOVE about ramen all in one spot.

My whole outlook on home cuisine has changed dramatically.

I've been a biochemist for most of my adult life, only switching my focus on completely new pathways in the last five years. It's time to break out my bench notebook and start working on a new and exciting project, one I'll be working on for the rest of my unusual life.

Life is uncertain, as Ivan pointed out. Having been through some bad earthquakes myself and helping my friends dig their homes out after the Kobe Earthquake, well, a bowl of ramen really was more than a bowl of ramen back then. It's life-affirming.

So I really did get it. A lot more than I had anticipated, so I feel this book was worth every single cent and then some.

PS: Planning to host a Ivan Ramen Night. Will be parceling out each component out to fellow foodie friends, and for one night only, we'll assemble the whole shebang, and ACTUALLY be able to spend time eating and laughing rather than frantically rushing about the kitchen trying to get everything out... I'll let you know how it goes!

31 December 2013:

Okay, we all decided to make our yearly New Year's Eve party something to really remember. Tonight was our Ivan Ramen Night!!! Man, I would want to do this at least monthly! It was really great with the least painful way to put together this great bowl of noodles. I took photos. Won't be able to put them here like I would like it, because I go crazy on layout and photos. Can't do it here at Amazon... let's get back to the subject at hand.

Took us less than an hour before we started serving yummy ramen. I also had made some black garlic oil if you wanted it in your bowl. I have had it this way, and I loved it!! The noodles were stunning -- and I made these all by myself! So now I can do this as often as I want. And I do like making homemade pasta. It soaks up the flavors wonderfully. I was amazed on how great the broth was. I definitely want to make my own magick fish dust. I could use this in many recipes I make. The problem is that this is an expensive ingredient. But it is cool to have a grating box exactly like Iron Chef Morimoto.

I highly recommend that if you want to do "the ramen", parcel out the job to fellow foodies. Now that I know what this all tastes like, I can replicate this all by myself easily. It won't assemble itself. I'll give myself at least a week.

My only change? I love the pork in this recipe. It would cause a HUGE imbalance, but I'd rather have 2-3 slices. And I LOVE hard-boiled eggs. At least 2 here.

We decided to do something very different. It's like Evening at the Improv as we each described how we made in the most humorous way possible. I'm glad I digitaped this. It was hysterical!

So it's almost 23:00. We're all fat and sassy with too much ramen. However, I know what happens to ramen after you've even a huge bowl of it. You'll want something decadent and deep-fried. So we're having deep-fried cilantro shrimp rolls. I've also thawed out some really great honey-smoked salmon from Peninsula Seafoods. I've turned it into smoked salmon rangoon with a fine dipping chili sauce -- 1 part chili sauce and 1 part plum jelly. Yummy!

I do highly recommend putting together this meal of ramen with friends who love ramen, too.

0 of 0 people found the following review helpful.
This is not your college dorm room ramen!
By penman
A great read if you are a foodie, or even if your not! The human story is compelling, the explanation of the Japanese Ramen experience both instructive and mouth watering. and you develop a respect for an individual who was and is willing to take risks to live his dream. I bought this as a beach read but found I could not put it down. If the story is not enough, Orkin gives you recipes you can try for yourself. Thanks Ivan , I hope I can visit one of your restaurants to taste the real thing.

14 of 16 people found the following review helpful.
Fuel Your Ramen Obsession
By Chilewheel
Author Ivan Orkin's story of his path to ramen stardom is an interesting tale, even if ramen isn't your thing. More so since it's so unusual to hear of a foreigner breaking the almost impenetrable food world barrier in Japan, and ultimately being accepted enough by the populace to become a part of the ramen fabric there. This is not a cookbook, in the usual sense. There's lots of food information, but not for those interested in the quick and easy path to home ramen enjoyment. Mastering cooking technique is a matter of putting in a lot of time and effort. Orkin certainly did that, but I'm not sure most will be inspired by his tale to take up their own pursuit of the perfect noodle bowl. The recipes are there, but the process is laborious enough, so most will probably opt for something simpler. I think this is a good read for the food/ramen obsessed. Those wishing only to dip their fingers in the ramen broth, as it were, might want to look elsewhere.

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